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- सुधारित गृहबांधणी मॉडेल: घरे 30 ते 50 चौरस मीटर क्षेत्रफळाच्या सुधारित आराखड्यानुसार बांधली जाणार.
- सर्वसमावेशक पायाभूत सुविधा: शौचालय, पाणीपुरवठा, सांडपाणी व्यवस्थापन, वीजपुरवठा आणि सुलभ रस्ते यांचा समावेश.
- सब्सिडी आणि सवलती: व्याज अनुदानासह घरकुल बांधणीसाठी विशेष अनुदान.
- स्वयंपूर्ण नगर प्रकल्प: अधिक शाश्वत व पर्यावरणपूरक गृहबांधणी.
योजना कशी राबवली जाणार?
PMAY 2.0 अंतर्गत विविध घटकांच्या माध्यमातून योजना अंमलात आणली जाणार आहे:
- BLC (वैयक्तिक घरकुल बांधकाम): स्वतःच्या जमिनीत घरकुल बांधण्यासाठी आर्थिक सहाय्य.
- AHP (भागीदारी तत्वावर परवडणारी घरे): सरकारी व खाजगी भागीदारीतून गृहबांधणी.
- ARH (भाडे तत्वावर घरे): स्थलांतरित कामगार व नोकरदारांसाठी परवडणाऱ्या घरांची सुविधा.
- ISS (क्रेडिट लिंक्ड सबसिडी योजना): गृहकर्जावर व्याज अनुदान मिळणार.

PMAY 2.0: महाराष्ट्रातील प्रगती
- 2015 पासूनची कामगिरी: आतापर्यंत 14.70 लाख घरांना मंजुरी मिळाली आहे.
- बांधकाम पूर्ण झालेले घरकुल: 3.79 लाख घरे तयार.
- नव्या टप्प्यातील उद्दिष्ट: 2025 अखेरीस 5 लाख नवीन घरांची बांधणी पूर्ण करणे.
- नोंदणी प्रक्रिया: राज्यभरात आतापर्यंत 50,000+ कुटुंबांनी नोंदणी केली आहे.
अर्ज प्रक्रिया आणि पात्रता
कोण अर्ज करू शकतो?
- EWS (आर्थिकदृष्ट्या दुर्बल घटक) कुटुंबे (वार्षिक उत्पन्न रु. 3 लाखांपेक्षा कमी असावे).
- LIG (कमी उत्पन्न गट) कुटुंबे (वार्षिक उत्पन्न रु. 3-6 लाखांदरम्यान असावे).
- अर्जदाराकडे स्वतःच्या नावावर पक्के घर नसावे.
अर्ज करण्यासाठी आवश्यक कागदपत्रे
✔️ आधार कार्ड
✔️ उत्पन्न प्रमाणपत्र
✔️ रहिवासी प्रमाणपत्र
✔️ बँक खाते तपशील
✔️ मालमत्ता कागदपत्रे (BLC साठी)
PMAY 2.0 ची पुढील टप्प्याची महत्त्वाची माहिती
- मार्गदर्शक सूचना: सप्टेंबर 2024 मध्ये केंद्र शासनाने नव्या टप्प्यासाठी मार्गदर्शक सूचना दिल्या.
- मंजुरी तारीख: 14 ऑक्टोबर 2024 रोजी मंत्रिमंडळाने योजना मंजूर केली.
- अंमलबजावणी संस्था: महाराष्ट्र गृहनिर्माण व क्षेत्रविकास प्राधिकरण (MHADA) व नगरपरिषद प्रशासन संचालनालय (DMA).
निष्कर्ष
PM Awas Yojana 2.0 (शहरी) अंतर्गत हजारो कुटुंबांचे घराचे स्वप्न साकार होणार आहे. नवीन टप्प्यात अधिकाधिक सुधारित घरे उपलब्ध होणार असून, पात्र लाभार्थ्यांना तातडीने अर्ज करण्याचे आवाहन करण्यात येत आहे. अधिक माहितीसाठी MHADA, नगरपरिषद किंवा अधिकृत सरकारी पोर्टलवर भेट द्या.
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